Government officials will NEVER ask you to transfer money or disclose bank log-in details over a phone call.
Call the 24/7 ScamShield Helpline at 1799 or visit the ScamShield website if you are unsure if something is a scam.
Ship Financier
Overview
Ship financiers evaluate maritime risks and arrange big multi-million-dollar loans to help shipping companies build and operate their global fleets.
Description
- Build relationships with shipping companies to provide tailored vessel financing solutions and banking services.
- Assess credit risks by analysing financial models.
- Find new corporate clients through networking, marketing, and deep knowledge of the maritime industry.
- Monitor existing loans continuously to spot potential financial risks or market changes.
- Work with internal risk and compliance teams to manage credit issues and deliver client service.
Entry requirements
- You will need a Degree in Business, Finance, Economics, Maritime Studies, or related fields.
- Strong foundation in credit assessment, financial analysis, and corporate banking is essential. Deep knowledge of maritime and offshore industries is highly preferred.
Salary
$6,300 – 7,900
/mo
Salary ranges are estimated based on public information found on Singaporean job portals, including MyCareersFuture, MySkillsFuture. Updated as of 2026.
Trivia
Did you know that commercial cargo ships may cost hundreds of millions of dollars? Ship financiers must evaluate global supply chains, trade routes, and even future scrap metal values of massive vessels before approving deals.
What to expect
You’ll have to regularly monitor international trade, oil prices, and maritime laws for client impact. You should master financial modelling and credit analysis skills early.
Soft
skills
Creative Problem-Solving
Able to find innovative financial solutions to problems.
Adaptable Communication
Able to present and share information clearly to various audiences.
Global Perspective
Good understanding of how international laws, trade policies, and economic shifts affect worldwide maritime business operations.
Credit Risk Assessment
Trained to evaluate shipping companies' financial health and assess loan risk.
Market Analysis
Able to monitor, track, and analyse global trade trends, fuel prices, and maritime regulations.
Business Development
Able to actively acquire high-value maritime clients and sell the bank's complete range of corporate financial products.
Hard
skills
"My role as a ship financier is about more than just money. It's about encouraging and supporting meaningful change across the maritime industry.""
Chih Chen, Ship Financier
Singapore Maritime Foundation
Frequently asked questions
While regular RMs handle standard business loans, ship financiers deal with specialised vessel financing. They must understand ship lifecycles, maritime insurance, and global trade laws to value the assets they're financing.
Not at all. Your primary expertise lies in finance, credit analysis, and corporate banking. You will look at the ship as a financial asset rather than an engineering project.
This is why credit assessment is critical. If companies default, banks might seize ships as collateral. They must calculate vessels' resale or scrap values beforehand to protect the bank's money.
Shipping is the ultimate global business. A ship might be built in Korea, owned by a Singaporean company, flagged in Panama, and leased to Europeans. They must understand how different international jurisdictions interact.
It's a hybrid role. While they spend a lot of time on financial analysis, they're essentially salespeople and relationship builders who travel to meet clients and attend maritime networking events.